Managing Seasonal Slumps Without Losing Momentum

A Factsheet from If you run a seasonal business, you know the rollercoaster. In summer, you’re flat out. In winter, you’re wondering if the phone will ring at all. For many micro firms, from holiday lets and ice cream vans to garden services, wedding suppliers and market traders, that feast-and-famine cycle makes it hard toContinue reading “Managing Seasonal Slumps Without Losing Momentum”

How to Fund Growth Without Risking Your Home

A Factsheet from You’ve worked hard to build your business and now the orders are coming in, customers are talking, and you’re thinking: “If I had more stock, more space, or another pair of hands, we could really grow.” But growth needs funding and too many small business owners reach first for personal savings, personalContinue reading “How to Fund Growth Without Risking Your Home”

Choosing and Managing Suppliers

A Factsheet from Your suppliers are a hugely important part of your business. Whether they provide raw materials, finished products, specialist services, or everyday essentials, they can make or break your ability to deliver to your customers. Good suppliers help you grow; poor ones can cost you time, money, and reputation. Choosing and managing themContinue reading “Choosing and Managing Suppliers”

Building a Business Emergency Fund

A Factsheet from When an unexpected expense hits: a vital piece of equipment fails, a major client pulls out, or you face an unexpected tax bill, it can stop a small business in its tracks. Without a safety net, you may be forced to take on expensive credit, delay payments to suppliers, lose valuable employeesContinue reading “Building a Business Emergency Fund”

Cutting Energy Costs Without Cutting Quality

A Factsheet from Rising energy prices have been hitting small businesses hard. From cafés and salons to workshops and offices, gas and electricity bills can eat into already slim margins. In some cases, they’ve doubled or tripled in just a couple of years. But reducing your usage doesn’t have to mean compromising service or quality.Continue reading “Cutting Energy Costs Without Cutting Quality”